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This Is My First Time Getting an Installment Loan. What Can I Expect? . . . FAQs

What is an Installment Loan?

Installment loans are solutions to emergency needs. Ranging from $200 to $750 , these loans are meant to be paid off quickly and to supply needed cash to tie you over in paying bills while avoiding more costly overdraft fees and penalty charges and interest. With just a few minutes with our online application, you can be approved the same day and receive your cash loan as soon as one business day after. Funds are deposited directly into your checking account. A full payment schedule and APR will be provided to you in the Truth in Lending section of your loan agreement.

How Do I Qualify for an Installment Loan?

This depends on factors such as your income and length of employment. Some minimal requirements to qualify for an installment loan are:

Simply fill out the form to see how much you qualify for!

My Credit is Bad, Can I Still Qualify for an Installment Loan?

Yes! Bad credit or no credit history, Bison Green understands installment loans may be the only resource some people have for a loan. That's why we're here! Even if you've declared bankruptcy, have bounced checks, or have had charge-offs in the past, you'll still be considered in our application process for an installment loan!

Is My Installment Loan Confidential and Secure?

Yes! Your loan, from start to finish, is transacted on a secure SSL server, adopting the highest PCI-compliance standards and industry best practices. Your information is kept strictly confidential according to our Privacy Policy.

How Will I Know if I'm Approved or Not?

We will contact you to tell you if you are approved or disapproved. We have Customer Service Agents ready to call or send you an email letting you know as soon as possible the status of your loan. Typically this happens on the same business day as you fill out your application so you can receive your funds on the next business day if you are approved.

Can I Pay Early?

Yes! There are NO penalties for paying early, and it helps you gain peace of mind to know that you've used an installment loan to remedy your emergency situation quickly and to potentially save money.

How Much Does the Loan Cost?

Typical each loan payment is every 14 days, with a finance charge of $30 per $100 borrowed. Please see our fee schedule for the full list of APRs for the loan terms we offer.

Can I Cancel the Loan If I Change My Mind?

Yes! Our cancellation policy allows you to return the full amount of your loan at no charge by 5:00 pm MST the next business day. We'll simply automatically withdraw the amount we deposited if you request it within the above time frame specified.

How Is Doing Business With a Tribal Company Different?

Bison Green Lending is a Native American owned business, and as such, tribal law will apply to your loan contract, and not state law.

Please Note: This is an expensive form of borrowing and it is not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. An example of our loan charges is a $200 loan with installments of $66.06 about every 14 days (bi-weekly), 148 days overall for a total of 10 installments and an overall finance charge of $460.41 equalling an APR of 673.23%.

All installment loans are underwritten by WLCC Lending BGL doing business as Bison Green Lending. Bison Green Lending is a Native American owned business operating within the interior boundaries of the Pine Ridge Reservation of the Oglala Sioux Tribe, a sovereign nation located in the United States. WLCC Lending BGA dba Bison Green Lending is an instrumentality and limited liability company which abides by all applicable federal laws, and by all regulations as established by the Oglala Sioux Tribe of South Dakota.

Typically Bison Green Lending reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.

Bison Green Lending does not lend to residents of CT, MN, NY, SD, VA, VT, WV Guam, Puerto Rico. Availability of installment loans are subject to change at any time at the sole discretion of Bison Green Lending.